Today, I will introduce the Credit Finance Association card point integration inquiry and account deposit method. By using the integrated card point inquiry service, you can search for card points scattered across multiple card companies at once, convert them into cash, and deposit money into a specific account. Now let’s go into more detail.
What is Credit Finance Association Card Point Integration?
If you are using a credit card, you will receive a certain percentage of the amount used as points. We have been using these credit card points in various fields such as deducting annual fees, transportation expenses, and shopping. 여신금융협회 카드포인트 통합 조회
In the meantime, in order to utilize the accumulated card points, each card company’s app had to be installed and used individually. In addition, in the case of card companies that are not used frequently, it is a waste to use additional cards at merchants to utilize the remaining points, and the procedure to go to the card company website and exchange them for cash is cumbersome. I did. In fact, it is said that about 100 billion of card points are disappearing annually. 좋은뉴스
Fortunately, however, in order to solve this inconvenience, the Financial Services Commission, together with the Korea Credit Finance Association, the Korea Financial Telecommunications and Clearings Institute, and the credit card industry, launched a service that allows you to transfer and withdraw points from all card companies to a designated account at once. There are two ways to view the points of all credit card companies, convert them into cash, and transfer them to your account.
Online website use: [card point integrated inquiry system] website use
Using the mobile phone app (app): Using the [ACCOUNT INFO] app
When transferring an account through the credit card point card point inquiry service, only your own account can be deposited, and corporate members cannot use it. The integrated card point inquiry service is available 24 hours a day, 365 days a year, but you can apply for the account deposit service only once a day for each card company. Points can be deposited into your account from 1 point.
Credit Finance Association Card Point Integrated Inquiry and Account Deposit Method
STEP 01. Access the Credit Finance Association [Integrated Card Point Inquiry System] website (www.cardpoint.or.kr)
STEP 02. Click the [Integrated inquiry & account deposit] menu and select [Non-member inquiry]
STEP 03. After reading the consent for personal information collection and use, check [Full consent] and click the [OK] button at the bottom
STEP 04. Select one of [Card authentication / I-PIN authentication / Mobile phone authentication] to authenticate.
STEP 05. After checking [Agree on delegation] at the top, click the [Next] button at the bottom.
STEP 06. Click [Deposit Card Points to Account] at the bottom.
STEP 07. Check the points for each card company, enter the points you want to request for a deposit for each card company, and click the [Apply for Points Account Deposit] button at the bottom.
STEP 08. Select a bank name, enter an account number to authenticate, and click the [OK] button.
▼ Credit Finance Association Card Point Integration Inquiry and Account Deposit Method Process Chart (You can follow the order below.)
Card point-integrated inquiry-and-account deposit-method-procedure diagram
Card Point-Integrated Inquiry-Procedure Chart
Credit Finance Association Credit card companies that can view integrated credit card points
The current card company points and card company customer center phone numbers for which the integrated card point inquiry service is available are as follows. Currently, there are 11 card companies, but we plan to use points from more card companies through future updates.
Samsung Card (Bonus Points): 1588-8700
Hyundai Card (H-Coin): 1577-6000
Lotte Card (L. POINT): 1588-8100
BC Card (TOP Point): 1588-4000
Post Office Card (Post Office Points): 1588-1900
NH Nonghyup Card (NH Point): 1644-4000
KB Kookmin Card (point-less): 1588-1688
Shinhan Card (My Shinhan Point): 1544-7000
Woori Card (Webee Honey Money/Moa Points): 1588-9955
Hana Card (Hana Money): 1800-1111
City Card (City Points): 1566-1000
Credit Finance Association Card Point Integration Inquiry
1. For Hyundai Card, M points cannot be directly transferred to an account. First, you can convert M points to H-Coin through the Hyundai Card customer center or the Hyundai Card application, and then transfer the H-Coin to your account through the card point integrated inquiry service.
However, there is one thing missing here. That is, the M-point and H-Coin conversion ratio is not [1:1]. [1.5:1]. That is, if M points are 300,000 points, H-Coin will be about 200,000 won.
2. Except for Hyundai Card, the cash conversion rate for other cards is 1 won per point.
3. Credit card points applied for account transfer are transferred in real time.
4. Cancellation of card point deposit application is not possible.
5. If the amount of points is not transferred to the deposit application account, or if you have any additional questions about the card point integration inquiry, you can check the details by contacting the customer center of each card company.
Card points that I didn’t know existed until now! Credit Finance Association’s integrated card point inquiry service makes it very easy and convenient to inquire about card points and transfer accounts. Please use this opportunity to search for hidden card points and use them as cash.